Before You Pay™ — Online Purchase Safety Kit | Check Websites, Subscriptions & Sellers Before Paying

The 5-Minute Online Purchase Safety Kit

Ever found yourself asking:

“Is this website real?”

“Why is this subscription so cheap?”

“Will I really be able to cancel?”

“Why is the price so much lower than everywhere else?”

“What should I save before I pay?”

Before You Pay™ gives you a simple system for checking unfamiliar online sellers, offers, subscriptions and purchases BEFORE money leaves your account.

WHAT'S INSIDE

✓ 5-Minute Online Purchase Safety Check

✓ 10-Point Seller & Website Checklist

✓ Subscription & Free-Trial Tracker

✓ Price Comparison Log

✓ Independent Review Research Worksheet

✓ Seller Identity Record

✓ Payment Evidence Checklist

✓ Evidence Folder System

✓ Scam/Complaint Search Worksheet

✓ 60-Second Walk-Away Test

✓ After-Purchase Timeline

✓ Cancellation Message Template

✓ Refund Request Template

✓ Unexpected Recurring Charge Template

✓ Final Decision Card

✓ Editable Excel Tracker

WHO IT'S FOR

• Online shoppers

• People who frequently use free trials and subscriptions

• Freelancers and small-business owners

• Families managing online purchases

• Anyone who wants a simple system for slowing down before paying an unfamiliar seller

WHAT MAKES IT DIFFERENT

This is NOT a list of “scam websites.”

It does NOT claim to detect fraud with certainty.

Instead, it gives you a repeatable process for checking the seller, terms, price, reviews, payment method and evidence before you make a decision.

FILES INCLUDED

• PDF guide + worksheets

• Editable Excel tracker

• Start Here instructions

• Buyer instructions

IMPORTANT

This product is for education and organization only. It is not legal, financial, cybersecurity, payment or consumer-protection advice.

No checklist can guarantee that a seller is legitimate or fraudulent. Always use your own judgment and seek professional or official advice when appropriate.

PERSONAL LICENSE

For personal use by the purchaser. Do not resell, redistribute, upload publicly, or package these files into another product.